Are making our financial crisis worse?

Since this crisis really began to cause real damage there have been a number of forced marriages so to say. Isn't all the sudden industry consolidation going to hurt us in th long run? I thought that the fact that these companies under the bailout plan were to big to fail was the problem. Now we are merging industry giants like meryll lynch and bank of America making them even more mive players? Are we not simply repeating the same mistakes again by allowing such enormous growth?